Market Update

Before you join the rush to buy Toilet Paper, you will want to read this. It is important that when looking at your own investment portfolios, you keep in mind that through our advice, you have invested in quality assets for the long term.

Read More
Kristy Paltridge
Five Financial Goals for the New Year

The New Year is a great time to set some good financial goals. But don't go crazy. Be sure to set small realistic goals that will help you work toward your larger goals.

You may want to start with a large goal such as buying a house or retiring early and then look at the things you will need to do to reach that larger goal. Regardless of your goal, it's wise to set up a support system to make it easier to reach your financial goals. It's also important to measure your progress periodically throughout the year.

Read More
Kristy Paltridge
How to set a Christmas budget and the secrets to stick to it

The festive season is a time to spread good cheer but, for many of us, it brings along its fair share of stress, thanks largely to the costs of buying food and gifts for family and friends.

According to the Reserve Bank of Australia, 27% of credit card holders will still be paying off their 2018 Christmas credit card debt in January 2020 - and yet another Christmas will arrive in between. Planning and tracking are the secrets to making Christmas bearable for your budget.

Now is the time to get on top of it. Make a budget, set some boundaries with the family, do thorough research and take advantage of the best deals available.

Read More
Kristy Paltridge
How to avoid the Christmas debt hangover this new year

For the first time ever, Australia's household-debt-to-income has exceeded 190% after roughly tripling since the late 1980s. This means the average Australian household is holding debt that's almost double their disposable income.

The fact is a lot of us have debts we need to keep under control, but this debt often rises over the festive season as we buy gifts, host family and friends, and travel.

Debt can be detrimental to your financial success if you are not careful in managing it.

Here are some tips on how to manage debt responsibly and avoid the new year debt hangover.

Read More
Kristy Paltridge
12 money tips for Christmas

Save yourself this Christmas

If the festive season usually leaves you out of pocket and feeling like you spent more time and money battling the crowds than relaxing with friends and loved ones, why not simplify things this year?

Here are some quick and easy tips to help you enjoy the holiday season without breaking the bank.

Read More
Kristy Paltridge
Six inheritance mistakes for blended families to avoid

Blended families should take a holistic approach to estate planning and how they pass on their wealth because getting it wrong can cause irreparable damage to their finances and their family relationships.

Tax effectiveness and asset protection are important, but so too are legacy and the preservation of family bonds.

Read More
Kristy Paltridge